Seems like a simple enough question, will the governments new law requiring the credit agencies to not only allow us free copies of our credit reports, but also free copies of our credit scores increase home sales?
I think without question it will actually have a positive impact on housing. How many times have you had a client call you and say “I’m interested in buying, but I’m not sure I qualify, my credit stinks” to only find out they have a 790 credit score and $20,000 down? In the past 3 years alone, I had this exact situation happen 4 times.
I even had more during the years 2005 through 2007 when I really had a lot of people call me about getting a home on a lease option or owner financing because their credit was so bad, only to find out they had great credit scores, they were just punishing themselves for things that happened years ago and had long dropped off the credit report.
I look forward to this new law passing. I predict with people finding out they have great credit scores, there will be a lot more home buyers in the market to buy a home. If you find out your score is higher than you thought and you qualify, give me a call, I would love to help you. If you don’t want to wait for the free credit report, call me and I can get you a list of some great mortgage brokers that can help you find out if you are qualified to purchase a home today.
Todd Clark - Broker / Sales Coach
All Brokers Real Estate
Phone: (503)524-9494
Fax: (503)622-8739
Tigard Oregon Homes for Sale, Tigard OR homes for sale, homes for sale in zip code, 97223,97224, Tigard Oregon Realtor, Tigard OR Realtor, Tigard Oregon MLS Search, Tigard OR MLS Search, 1st time home buying expert, short sale expert, avoiding foreclosure in Tigard, helping families home, LivingBeaverton, Townhomes for sale, home for sale, house for sale, Bull Mountain North, Bull Mountain South, King City, Mountainview, Greenburg, Summer Lake Neighborhood, Summerfield neighborhood, Tigard neighborhood, Walnut Grove Neighborhood. Tigard Oregon Real Estate, Tigard OR real estate, Todd Clark, (503)524-9494, WWW.LivingTigard.com, www.IFoundYourNewHome.com, www.SavingyouFromForeclosure.com
©2010 Todd Clark - Originally posted at With government changing the law so that everyone can see their credit score for free, could that increase home sales?
Todd Clark and the Friendly Home Team
Knipe Realty
Todd@IFoundYourNewHome.com
Phone: (503)524-9494
Fax: (503)746-9573
I am a licensed Realtor who specializes in Washington County, Oregon and also work in both Clackamas and Multnomah Counties including the cities of Aloha, Beaverton, Canby, Clackamas, Gladstone, Gresham, Happy Valley, Hillsboro, Milwaukie, Oregon City, Sherwood and Tigard. All information contained in these posts are copyrighted and cannot be used without prior written approval authorization from the author me Todd Clark. If you are looking for an outstanding agent please give me a call I would love to help you with all your real estate needs.
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